Meet Jim Bires
Jim Bires is a loan officer and Branch Manager in the Burnsville branch of Bell Bank Mortgage, a division of Bell Bank. He has been in the mortgage business since 1985 and holds a degree in finance from the University of Wisconsin – La Crosse. Through the years, Jim has helped thousands of homeowners acquire financing for their home and is proud that many have come back to him two and three times for their financing needs and have referred their family and friends to him as well.
Jim knows that finding the best loan program and the best interest rate is important to you. He will explain all of the options available to you and will recommend a loan program that meets your financial goals and objectives. Whether you are buying an existing home, building your dream home, purchasing a second home or investment property, or simply refinancing your existing mortgage, call Jim today to discuss your financing options. He would love the opportunity to meet with you and earn your business.
Our process is smooth and simple from start to finish:
- Talk with me. I will work with you to help you determine your financing options and answer all your questions.
- Apply Online. Complete your mortgage application at your convenience through our online application.
- Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
- Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!
Home Financing Calculators
- Should I refinance?
- How much will my fixed rate mortgage payment be?
- How much will my adjustable rate mortgage payments be?
- How much will my payments be for a balloon mortgage?
- Should I rent or buy?
- Which mortgage is better for me?
- How much will I save by increasing my mortgage payment?
- How much mortgage might I qualify for?
- How much home can I afford?
- Should I consolidate my loans?
A giant THANK YOU for Jim Bires. Your knowledge, creativity, enthusiasm and scrappy work ethic (a can-do attitude) were so appreciated. We're thrilled you "took us back." We're grateful, and we commend you. Great job!
E. & M. Wilson
Thanks, Jim, for all your help in the purchase of my first home. It was a pleasure working with you. Your courteous service is very much appreciated
It was extremely easy and was a very smooth process.
J. & G. Boots
They made our loan process so easy, quick and responded very quickly. Very happy.
R. & K. Karsseboom
Great service helped for a speedy close.
D. & N. Johnson
About Bell Bank Mortgage
Helping our customers find the smart way home for more than 130 years, Bell Bank Mortgage has a reputation for exceptional service and high integrity standards. Our culture centers on customer care and transparency from first contact. We help simplify what is often a very complex system. Applying for a loan is made easy, as our loan officers walk you through the process and the documents needed to support your loan request. Plus, our state-of-the-art technology helps make the mortgage process as stress-free as possible.
We believe that relationships are the key to our continued success and are dedicated to creating the simplest, fastest, efficient and most satisfying experience for our borrowers. You’ll see the Bell Bank Mortgage difference as soon as you meet with one of our loan officers. We take the time to truly get to know you and your financial situation.
The History of Bell Bank Mortgage
In 2011, Minneapolis-based Bell Bank Mortgage became a part of what was then State Bank & Trust, in a history-making venture for both companies. Bell Bank Mortgage has literally been a part of Minnesota since the state’s infancy. The oldest and largest independent mortgage banking company in Minnesota, it was founded in 1880 by early Minneapolis leader David C. Bell. Since then, Bell Bank Mortgage has added locations throughout the Twin Cities and in Phoenix, developed its own proprietary technology for processing and underwriting, and has thousands of family mortgages to its name.
In 2012, State Bank & Trust rebranded as Bell State Bank & Trust, taking on the Bell name to give a more unique identity to a known and respected regional brand.
The History of The Business Bank and Prime Mortgage
In early 2013, Bell State Bank & Trust announced its intention to acquire The Business Bank and Prime Mortgage, both based in Minneapolis. Formed in 1999, The Business Bank acquired Prime Mortgage in 2007 to widen its range of products and combine resources to continue to grow.
Prime Mortgage was founded in 1985, growing from a single small office to multiple offices around the Twin Cities and an office in Florida. Prime Mortgage has ranked as one of the largest independent mortgage companies in Minnesota.
Our Commitment to You
Over the years, we have worked with thousands of individuals and families, making home ownership a reality for them. We would love the opportunity to work with you. At Bell Bank Mortgage, we process, underwrite and close your loan within the walls of our office. In-house administration of your loan means we can ensure a quick, accurate and smooth process all the way to closing day.